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Should I Start an SMSF or Stick With Industry Super?
Many Australians, especially small business owners, consider starting a Self-Managed Super Fund (SMSF) because it promises control and flexibility

Nathan Yap
May 152 min read


How to Set Personal Finance Goals That Actually Work
Setting personal finance goals is more than just wishing for a bigger bank balance. It’s about creating a clear roadmap for your money, so you can achieve both short-term needs and long-term dreams.

Nathan Yap
May 12 min read


What Insurance Does My Small Business Really Need?
Running a small business is full of uncertainty. One big worry for many owners is being underinsured when disaster strikes—or overpaying for policies that don’t provide meaningful protection.

Nathan Yap
Apr 132 min read


What Do the Latest Lending Rules Mean for Getting a Business Loan Approved?
In 2025, banks and lenders are tightening their lending criteria, making it more challenging for small and medium enterprises (SMEs) to secure finance.

Nathan Yap
Mar 232 min read


How Do I Pass My Business On – Without Losing Value or Paying Too Much Tax?
For business owners approaching retirement, planning how to exit your business can feel overwhelming.

Nathan Yap
Mar 22 min read


Should I Fix or Stay Variable on My Home Loan in 2026?
If you’ve been wondering whether to fix your home loan or stay variable this year, you’re not alone.

Nathan Yap
Feb 203 min read


What’s the Difference Between a Bookkeeper and an Accountant – and Which Do I Need?
Many small business owners struggle to know who to hire first: a bookkeeper or an accountant

Nathan Yap
Feb 92 min read


How Do I Build a Retirement Plan as a Small Business Owner?
As a small business owner, it’s easy to get caught up in growing your business and putting off thinking about retirement.

Nathan Yap
Jan 302 min read


Should I Pay Off My Mortgage Faster or Invest My Extra Cash?
If you’re a homeowner with extra funds each month, you might be wondering: should I use it to pay down my mortgage faster, or invest it elsewhere?

Nathan Yap
Jan 192 min read


SMSFs: Avoiding the Common Pitfalls
Self-Managed Super Funds (SMSFs) offer flexibility and control, but they’re not without risks

Nathan Yap
Jan 122 min read


Onboarding with Prudent Finance
Discover the vital role that an effective onboarding process plays in your financial journey - Watch Video>>

Nathan Yap
Jul 4, 20251 min read


Understanding Tariffs: Why They Matter for Your Financial Future
Tariff and how it impact our financials

Nathan Yap
May 1, 20252 min read
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